The Credit Coalition provides Reverse Mortgage (HECM-Home Equity Conversion Mortgage) Counseling.

The Credit Coalition’s Certified HECM Housing Counselor offers either in-person, virtual, or by phone Reverse Mortgage Counseling that provides you with the HUD required information and education necessary to help you understand how reverse mortgages work and what they require.

When you satisfactorily complete the HECM Counseling session, you will receive the HECM Certificate. If you decide to apply for the HECM loan, the signed HECM Certificate is required to complete the loan application process.

For more information or to speak with the Credit Coalition’s Certified HECM Housing Counselor, call 713-224-8100.

For more information on reverse mortgages please click on the resources below.

About FHA’s Reverse Mortgages (HECMs) for Seniors


For Your Protection Get a Home Inspection

Ten Important Questions to Ask Your Home Inspector

Use Your Home to Stay at Home ™ A Guide for Older Homeowners Who Need Help Now

CFPB: Reverse Mortgages, A Discussion Guide

CFPB: You have a reverse mortgage: Know your rights and responsibilities

HUD.GOV: Information for Senior Citizens

Important information for reverse mortgage holders and their spouses: What happens if you are gone or incapacitated?

Home Equity Conversion Mortgage: Homeowner (Fact Sheet)

Inheriting a Home Secured by an FHA-insured Home Equity Conversion Mortgage (Fact Sheet)