Thank you for visiting our Foreclosure Intervention web page. In order to open your case and effectively assist you, the following three steps must be completed and ALL required paperwork must be signed and returned to your counselor to begin working with you. 

To begin the intake process:

Step 1:

Complete our Credit Coalition Foreclosure Intervention Intake Packet:  and make copies of the required documents on the Checklist before proceeding to Step 2.

Step 2:

Once you have collected the required documents on the Checklist, contact us to schedule your appointment: Office-713-224-8100 or

Step 3:

Meet with a Counselor either by phone, virtual (ZOOM) or in person.

The Credit Coalition is only providing foreclosure intervention services for residents of Texas. If you are looking for services in another state, please contact the Homeowner’s HOPE Hotline at 888-995-HOPE.

Credit Coalition’s Counseling Disclosure


The Credit Coalition, a HUD Approved Housing Counseling Agency, is not a loan or mortgage company or a real estate broker nor are we a licensed attorney or tax advisor/accountant and we do not guarantee any specific results or outcomes. We cannot guarantee that you will be able to qualify for a loan product or refinance or modify your exiting loan or arrange to keep your home.

If you prefer assistance in a language other than English, please let us know and we will assist you to locate a Housing Counseling Agency that can assist you in that language.

The information presented in your housing counseling session and in any follow-up communications is based on information you provided and other factors. We do not guarantee the applicability, accuracy, availability or your eligibility for any product, service or program mentioned.

Housing counseling is NOT a substitute for legal advice from a licensed attorney, or tax and financial advice from an accountant. If you need help understanding how the law applies to your particular circumstances and what is best financially for you and your family, you should seek the information from a qualified attorney or accountant.

If you are currently a homeowner:

Not all homeowners qualify for refinancing or mortgage loan modifications. Any decision to refinance your home or modify your mortgage will be made by your lender and will vary depending upon individual situations such as the current terms of your mortgage and your ability to meet the terms of the modified or new mortgage. Please consult with the servicer of your loan as they will determine your eligibility and they will render and decisions on programs for which you may qualify.

We recommend that homeowners continue making mortgage payments until refinancing or a loan modification, if available and applicable, is approved.

Any new mortgage or loan modification is not a guarantee against foreclosure if you fail to meet the terms of your new or modified mortgage.

Certain credit reporting and tax consequences may result if any portion of your mortgage debt is forgiven. You should consult your tax advisor.

For information on Foreclosure Scams or to report a Scam, please visit or call 1-888-995-HOPE (4673) for additional loan modification guidance from a HUD-approved housing counseling agency.