The CREDIT COALITION is a nonprofit organization formed by community groups,
individuals, financial institutions, credit bureaus, and corporations to address credit
education, housing, and small business issues facing our community.  The
Coalition's purpose is to help identify problems and to help people obtain credit by
offering education and outreach services.

The Credit Coalition's "Fundamentals Of Good Credit" grew out of a 1991 needs-
assessment survey, completed by over 5,000 attendees at the Consumer
Education and Credit Fair.  The analysis demonstrated that participants in that
survey had a good understanding of the various types of consumer credit available,
however, compelling evidence arose that the community wanted assistance in
overcoming personal credit history problems and more access to credit markets.

 In 1992, the Credit Coalition was incorporated in the State of Texas and recognized
as a 501(c)(3) nonprofit organization by the Internal Revenue Service. The member
organizations pay dues to underwrite the Credit Coalition's activities.  Foundations
and public agencies also support the Credit Coalition.

            May 2001, the Credit Coalition was approved as a HUD Approved Housing
            Counseling Agency and became a participating counselor member of the AARP
            Reverse Mortgage Counseling Network in 2002.