CREDIT
COALITION

The Credit Coalition's purpose is to empower consumers through financial and
homebuyer counseling and education to make informed, reasonable and
responsible decisions regarding their financial and housing goals.

The Credit Coalition provides Financial and Homebuyer Counseling and Education,
Foreclosure Intervention Counseling,  Reverse Mortgage Counseling and
outreach services to all segments of our community, especially the low and
moderate income, who seek information and assistance in entering or
re-entering the credit mainstream.

                     v     REVERSE MORTGAGE COUNSELING

                     v     FINANCIAL EDUCATION

                     v     HOMEBUYER EDUCATION

                     v     PRE-PURCHASE EDUCATION

                     v     POST-PURCHASE EDUCATION

                     v     FORECLOSURE INTERVENTION

                     v     POST-FORECLOSURE FINANCIAL
                                                                                   EDUCATION