The following have been identified as the rewards and benefits of participating in and completing this program:
Receive your individual credit report and a complete explanation and
understanding of it.
Develop a personal financial plan.
Improve financial management skills.
Acquire an understanding of the credit-evaluation process.
Understand banking in general and acquire an awareness of the special products that banks offer to accommodate lower-income or low-activity accounts.
Have an opportunity to develop a relationship with a banker who will appreciate the value of the course.
Feel less intimidated the next time you go to a bank.
Get information about area financial institutions that recognize the FOGC program and are interested in participating in graduates' re-entry into the credit mainstream.
The completion of the FOGC course will satisfy the homebuyer education requirement for many area Down Payment Assistance Programs.
The completion of the FOGC course will satisfy the credit education requirement for Covenant Community Capital’s and Gulf Coast Community Service’s IDA Programs.